to manage your money
-
All the tools you need
to manage your moneyYour Brink's Prepaid MasterCard® provides you a more
convenient way to bank.
Get Paid Up To 2 Days Faster1
Direct Deposit1
Enrolling in Direct Deposit means you save time and money by eliminating long lines and fees at check cashing centers. It also means you get your money up to 2 days faster1!
Plus, Direct deposit $500 or more of your payroll or government benefits in any one calendar month and we will automatically upgrade you to Brink’s Preferred! If you are on the Monthly Fee Plan, you’ll pay $5 per month (compared to $9.95)* for unlimited transactions, and you’ll also get access to
- + $10 Purchase Cushion2
- + 5.00% APY Savings Account†
Learn More About Direct Deposit
Get Alerted Anywhere
Mobile Alerts
Sign up for free Anytime Alerts3, you can get text messages every time there is activity on your card. You always know when your card is used. (Text messaging or data fees may apply).
Learn More About Anytime Alerts
Access Your Card Account 24-Hours A Day
Online Account Center
With our state-of-the-art Online Account Center, you'll be able to access your Card Account, transfer funds, or use any of the other Card Account features. All you need is an internet connection and you are good to go!
Get Money Back When You Spend
PayBack Rewards(SM)4
Use your Brink's Prepaid MasterCard to make purchases; we'll deliver offers from your favorite restaurants, stores, or other services. Just accept the offer, make a purchase at the store, and we'll credit some of the money back into your Card Account.
Learn More About Payback Rewards
Get Covered When You Are Short
$10 Purchase Cushion2
If you're short of funds, we may cover you up to $10.
Grow Your Money
Savings Account (5% APY)
With no minimum balance or deposit requirements, our optional Savings Account allows you to start saving money and watch it grow. The account currently features a 5.00% APY, and is available to cardholders who are eligible for a Brink's Prepaid MasterCard upgrade.†
Personalize Your Card
Custom Cards5
Whether it is your picture, a picture of a loved one, or some other meaningful photo, you can customize your card to make it unique to you.
Learn More About Custom Cards
Protect Your Card
Security Cards
Put your picture on your card for extra security.
Learn More About Personal Photo Cards
Refer A Friend
Get Paid When Others Sign Up6
Refer your friends, family, coworkers, or anyone else, and you can get paid! Every person that gets a new card and loads at least $40 on it means you get $20. Better yet, we'll give them $20, too!
Send Money to Friends and Family
Person-To-Person Transfers
Transfer money online, through your mobile app, or even by text message to other NetSpend cardholders, all for free7,*. Sending money has never been so easy.
Learn More About Person-To-Person Transfers
Budgeting Tools
Spend Smarter
The Brink's Prepaid Card free budgeting tools are easy to set up, but powerful to use. Track your spending and set limits for yourself so that you are in total control of your money.
Pay Less At The Pharmacy
Prescription Discounts
Save up to 75% off the normal retail price of many prescriptions at most major pharmacies. All you have to do is print your personalized discount card and show it to your pharmacist. Click here to print your discount card, find participating pharmacies and check prescriptions prices.8
* See Cardholder Agreement for details
1 Faster access to funds is based on comparison of our immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.
2 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Approved purchase transactions may create up to a $10.00 negative balance on the Brink's Preferred Card Account. Cardholder is responsible for repayment of any negative balance. See your Cardholder Agreement for more information.
3 Brink's does not charge for this service, you may be subject to data and text message fees assessed by your phone service provider. Check with your provider for details.
4 Payback Rewards is an optional program. You may opt out at any time by visiting the Payback Rewards page in the online Account Center. Your offers are based on your shopping habits. Brink's will not share any of your personal information with the merchants who sponsor offers. When you activate an offer and make a purchase, the merchant will not know you are a Payback Rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the Payback Rewards FAQs and the program terms and conditions at www.BrinksPrepaidMasterCard.com. Program Sponsor: NetSpend Corporation. BofI Federal Bank is not affiliated in any way with the program and neither endorses nor sponsors it.
5 Custom Card Fee required. Picture must meet Image Guidelines. If custom card is lost, stolen, or damaged, any request for: (a) a replacement custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Custom Card Fee. See Fee Schedule in Cardholder Agreement.
6 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No rewards credited to either party if referred individual had a NetSpend card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Cardholder-to-cardholder transfers do not count toward the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, NetSpend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. BofI Federal Bank and Brink's are not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program.
7 There is no fee for an Account-to-Account Transfer via website or text message, but standard data and text message rates may apply. A $4.95 fee applies for an Account-to-Account Transfer via Customer Service agent.
8 DISCOUNT ONLY – NOT HEALTH OR PRESCRIPTION INSURANCE. This discount card cannot be used in conjunction with insurance. This discount card is an alternative to insurance. If you have insurance, please ask your pharmacist to compare pricing. Potential savings of up to 75% (based on 2015 national program savings data) with average savings of $16 per prescription. Nearly all FDA-approved prescription medications are eligible for savings. Discounts are available exclusively through participating pharmacies. The range of the discounts will vary depending on the prescription, pharmacy, and location. Although NetSpend arranged for you to receive this discount card, this discount card is issued by a third-party, and NetSpend is not affiliated with the card issuer or its discount program. NetSpend makes no representations, warranties or guarantees, and shall have no responsibility, with respect to the discount card or its discounts. Please contact the discount card issuer at 1-866-850-9791 for any questions about this discount program. You may contact the Texas Department of Insurance if you remain dissatisfied after completing this program's complaint process. Claims are processed by ScriptRelief. Your privacy is protected. ScriptRelief does not rent or sell your personal information. BofI Federal Bank is not affiliated in any way with this product and does not endorse or sponsor this product.
† The Savings Account is made available to Cardholders through BofI Federal Bank; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
- If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
- If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.
The interest rates and APYs of each tier may change. The APYs were accurate as of . These are variable rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through BofI Federal Bank, Member FDIC upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at BofI Federal Bank will be aggregated up to the coverage limit, currently $250,000.00.
The Brink's Prepaid MasterCard is issued by BofI Federal Bank pursuant to a license by MasterCard International Incorporated. BofI Federal Bank; Member FDIC. NetSpend, a TSYS® Company, is a registered agent of BofI Federal Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
MasterCard is a registered trademark of MasterCard International Incorporated.
Card may be used everywhere Debit MasterCard is accepted.
© Total System Services, Inc.® All rights reserved. All other trademarks and service marks belong to their owners.