Brink's Prepaid MasterCard
The Brink's Prepaid Mastercard® gives you the peace of mind you deserve.
  • How It Works
    The Brink's Prepaid Mastercard®
    gives you the peace of mind you
    deserve.
    Card use subject to activation and identity verification.1

How it Works


The Brink's Prepaid Mastercard® lets you focus on the things that are most important in your life. Here's how it works:



Order Icon

Order a Card

To order a Card, provide your name, mailing address and email address. You’ll receive a Card in the mail within 7-10 business days. (Residents of the State of Vermont are ineligible to open a Card Account).

Order Your Brink's Prepaid Card Here >

Activate Icon

Activate your Card

Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Call our automated, toll-free number 1 (877) 788-9067, or click the link below and activate it online.

Activate your Brink's Card >

Fund Icon

Add Money to Your Card Account

There are lots of ways to add money to your Card Account once you've activated your Card and verified your identity.

Add Money to your Brink's Prepaid Mastercard >


Tax Refund


Get a Tax Refund: Faster than a Paper Check when you E-File and use Direct Deposit10

Here's how to have your tax refund direct deposited to a Brink's Prepaid Mastercard.

  1. Order a Brink's Prepaid Mastercard and it will arrive in about 7–10 business days . If you already have a Card, log in to your Card Account to get your Routing Number and Account Number and go to step 3.
  2. Activate your new Brink's Prepaid Mastercard and verify your identity.
  3. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. If you have a professional tax preparer, give them these numbers.

ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account.

Order Your Card Go To My Account Direct Deposit Tax Refund

Direct Deposit Your Tax Refund

Direct Deposit Your Money to Your Brink's Prepaid Card Account!

With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. It's convenient and faster than waiting for a paper check in the mail! Use Direct Deposit for your tax refund…and for all your payroll and benefit checks too.


What It Costs


The information you need, right up front.

These are some of the most common fees associated with the use of your Card. For a complete list of fees, please refer to the fee schedule in the Cardholder Agreement.

Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Prepaid Card, you’re eligible for the Reduced Monthly Plan. With the Reduced Monthly Plan you get:

  •  Purchase transactions for just $5 per month (compared to $9.95)7
  •  You could be covered when you're a little short with our $10 Purchase Cushion3
  •  Access an optional Savings Account that earns up to 5.00% APY5

All fee amounts will be withdrawn from your Card Account, except where prohibited by law. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative.

Three Plan Fee Options: Pay-As-You-GoSM Plan + Monthly Plan Reduced Monthly Plan +++
Plan Fee No Fee $9.95 per month $5.00 per month
Signature Purchase Transaction Fee ++ $1.00 per withdrawal Included in Plan Included in Plan
PIN Purchase Transaction Fee ++ $2.00 per withdrawal Included in Plan Included in Plan
Foreign Transaction Surcharge 3.5% of the U.S. Dollar amount of the purchase transaction. 3.5% of the U.S. Dollar amount of the purchase transaction. 3.5% of the U.S. Dollar amount of the purchase transaction.
  • + The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. If you wish to change to another Plan, just call 1 (877) 849‐3249 or visit www.BrinksPrepaidMastercard.com.
  • ++ During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase.
  • +++ To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month.
Withdraw Cash (See our tip on how to avoid ATM fees below)
Over-the-Counter Cash Withdrawal Fee at a financial institution (also referred to as the "OTC Withdrawal Fee") $2.50 per withdrawal. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution.
Over-the-Counter Cash Withdrawal Fee at a Netspend Reload Network location (also referred to as the "OTC Withdrawal Fee – Reload Network") Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Fee may be either a flat fee or a percentage of the withdrawal amount. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location and amount of cash withdrawn. This is a third-party fee and is subject to change.
ATM Withdrawal Fee - Domestic $2.50 per withdrawal, plus ATM owner fees, if any.
ATM Withdrawal Fee - International $4.95 per withdrawal, plus the Foreign Transaction Surcharge, and ATM owner fees, if any.
Foreign Transaction Surcharge 3.5% per foreign transaction. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee.
ATM Transaction Decline Fee - Domestic $1.00 per declined transaction. You may also be charged a fee by the ATM operator.
ATM Transaction Decline Fee - International $1.00 per declined transaction. You may also be charged a fee by the ATM operator.
Tip to avoid ATM fees:Select "DEBIT" and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.
Add Money To Your Account:
Direct Deposit (ACH Deposit) No Fee.
Cash Reload at a Netspend Reload Network Location Up to $3.95 per load. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. This is a third-party fee and is subject to change.
Bank Transfer Fee Visit your Online Account Center to learn how to transfer funds to your Card from another bank account using a bank debit card or account number. Fees are determined and may also be charged to the transferor’s bank account by the originating bank.
Fund Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or third party. You can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank.
Mobile Check Load Fees vary per expediency of delivery of funds. Review the Cardholder Agreement for more information. This is a third party fee and is subject to change. Standard text message and data rates may apply.
Account-to-Account Transfer Fee - website No Fee: www.brinksprepaidmastercard.com
Account-to-Account Transfer Fee - CS agent $4.95 per transfer via Customer Service Agent. Fee is assessed to transferor’s account when the transfer is processed.
Check Your Balance:
Balance Inquiry Fee – Online Account Center No Fee.
Balance Inquiry Fee – Email or Text Message No fee; standard text message or data rates may apply.
Balance Inquiry Fee – Telephone Automated Service No Fee.
Balance Inquiry Fee – Telephone CS Agent No Fee.
Balance Inquiry Fee – ATM Domestic $0.50 each, plus ATM owner fees, if any.
Balance Inquiry Fee – ATM International $0.50 each, plus ATM owner fees, if any.
Manage Your Account:
Check Request Fee $5.95 for processing and mailing of a return of funds check at Card Account closure. Refund checks are not issued for balances of less than $1.00. If your Card Account balance will be reduced to less than $1.00 after the Check Request Fee is debited, the Check Request Fee will be waived.
Additional Statement Mailing Fee The fee for first written transaction history requested in any calendar month is $0. If you request more than one written transaction history in a given month, each additional request is $5.95.

Statements are always available for no fee online at www.BrinksPrepaidMastercard.com.
Additional Card Fee $9.95 for each Additional Card requested that is not a Replacement Card.
Replacement Card Fee $9.95 per lost, stolen, or damaged Card replaced.
Card Delivery Fee - 7-10 Business Days No Fee.
Card Delivery Fee - 3 Business Days $20.00, assessed when processed (Charged in addition to the Additional Card Fee or Replacement Card Fee).
Card Delivery Fee - 1-2 Business Days $25.00, assessed when processed (Charged in addition to the Additional Card Fee or Replacement Card Fee).
Account Maintenance Fee (also referred to as the "Account Inactivity Fee") $5.95 per month. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. If enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee.
Make Payments:
Bill Payment Fee You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram® Bill Payment Service, in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers.
ACH/Preauthorized Payment Transaction Decline Fee $1.00 per declined ACH transaction
Stop Payment Fee $10.00 per stop payment request on an ACH Debit/Preauthorized Payment Transaction.
Optional Features:
Custom Card Fee $4.95 per Custom Card, if available.

Add Money

Adding money to your Brink's Prepaid Mastercard is convenient. Visit one of the over 130,000 Netspend Reload locations9, transfer2 money from a qualifying bank account, or get paid up to 2 days faster4 with no-cost Direct Deposit4.


Direct Deposit your paycheck to:


  •  Get paid up to 2 days faster4
  •  Save time – don't wait in line to cash your check
  •  Save money – don't pay fees to cash your checks
  •  There's no cost to enroll

Get more with the Reduced Monthly Plan

Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Just $5 a month (compared to $9.95) for purchase transactions!7


Convenient ways to Transfer Money2

You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Find out how.


Nearby Reload Locations

Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.9



Use Your Card


Your money is available wherever you are.


Wherever you are, so are we.

Use your Brink's Prepaid Mastercard to shop online, in stores, on the phone… basically anywhere Debit Mastercard is accepted!

You can use your Brink's Prepaid Mastercard to pay for just about anything. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Prepaid Card is there for you.

Plus, use your Brink's Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2

Pay Your Bills

Conveniently pay your bills over the phone using your Brink's Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.8


Refill Your Mobile Phone12

Add minutes to virtually any prepaid mobile phone directly from your Brink's Prepaid Mastercard. It only takes a few clicks, plus you'll get $1 back every time you add $25 or more to your Card Account!



Maximize Your Money


Peace of Mind

Order a Brink's Prepaid Mastercard and get the peace of mind you deserve. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, family and everyday life!

Reduced Monthly Plan

Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)7, plus you get:

  •  You could be covered when you're a little short with our $10 Purchase Cushion3
  •  Access to a Savings Account up to a 5.00% APY5
Learn More >

Get Rewarded

Use your Card in everyday places and you could earn cash back offers back to your Card Account.