ACTIVATE CARD
ACCOUNT LOGIN
ACTIVATE CARD
ACCOUNT LOGIN
Brink's Prepaid MasterCard
The Brink's Prepaid MasterCard makes managing your money the easiest part of your day.
  • How It Works
    The Brink's Prepaid MasterCard®
    makes managing your money the
    easiest part of your day.

Life with the Brink's Prepaid MasterCard is easy, which lets you focus on the things that are most important in your life. Here's how it works:



Order Icon

Order a Card1

The only thing you need to do to order a card is give us your name and mailing address. We'll send you a card and it will arrive in 7 business days. (Residents of the State of Vermont are ineligible to open a Card Account).

Activate Icon

Activate your Card

Once your card arrives in the mail, activating it is easy. We just need to verify your identity1 with your Date of Birth and other information. Call our automated, toll-free number 877-788-9067, or click the link below and activate it online.

Learn More About Card Activation


Get a Faster** Tax Refund When you e-file and use Direct Deposit

It's easy to have your tax refund direct deposited to a Brink's Prepaid MasterCard.

  1. Order a Brink's Prepaid MasterCard now1 and it will arrive in about 5 – 7 days with your routing and account number. If you already have a card, log in to your Card Account HERE to get your numbers and go to step 3.
  2. Activate your new Brink's Prepaid MasterCard
  3. When filing your taxes, put your Routing and Account number in the designated fields (shown below) and indicate ‘Checking' as the account type. If you have a professional tax preparer, give them these numbers.

ATTENTION JOINT FILERS: Please make sure both parties are listed on the account.

Order Your Card Go To My Account Direct Deposit Tax Refund

Direct Deposit Your Tax Refund - Don't wait till April 15th!

Direct Deposit Your Money Right Into Your Brink's Prepaid MasterCard Account!

With Direct Deposit, you don't have to worry about waiting for your tax refund check, waiting in line to cash your check or even losing a paper check. It's a safe, easy and fast way to get your money! Use direct deposit for your tax refund…and for all your payroll and benefit checks too. You'll get paid up to 2 days faster!4

Learn More About Tax Refunds


All the information you need, right up front.

The Brink's Prepaid MasterCard has no hidden fees or surprises. The complete list of fees is listed below so that you can make the most informed decision about how you use your card.

Plus, when you direct deposit at least $500 in a calendar month onto your Brink's Prepaid Card, you are upgraded to the Preferred Account. With the upgrade you get:

  •  Unlimited Purchase transaction for just $5 per month (compared to $9.95)*
  •  Paid up to 2 days faster with Direct Deposit4
  •  Covered when you're a little short with our $10 Purchase Cushion3
  •  Access to a Savings Account with a 5.00% APY

All fee amounts will be withdrawn from your Card Account, except where prohibited by law. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Any ti me your Card Account balance is less than the fee amount being assessed on your Card Account or your Card Account balance is already negative, the assessment of the fee will result in a negative balance on your Card Account or increase the negative balance on your Card Account, as applicable. If that occurs, any subse quent deposits or loads into your Card Account will first be applied to the negative balance.

  •  Cost to Open Account/Card Purchase Fee: No Fee
  •  Refund Policy: The Card Purchase Fee is not refundable. Please call Customer Service at 1‐877‐849‐3249 with questions about our refund policy.
Three Purchase Plan Options: Pay-As-You-GoSM Plan + Monthly Fee Plan Preferred Fee Plan +++
Plan Fee No Fee $9.95 per month $5.00 per month
Signature Purchase Transaction Fee ++ $1.00 each Included in Plan Included in Plan
PIN Purchase Transaction Fee ++ $2.00 each Included in Plan Included in Plan
Foreign Transaction Surcharge 3.5% of the U.S. Dollar amount of the purchase transaction. 3.5% of the U.S. Dollar amount of the purchase transaction. 3.5% of the U.S. Dollar amount of the purchase transaction.
  • + The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. If you wish to change to another Purchase Plan, just call 1‐877‐849‐3249 or visit www.BrinksPrepaidMasterCard.com.
  • ++ During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase.
  • +++ To qualify for the Preferred Fee Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month.
Withdraw Cash (See our tip on how to avoid ATM fees below)
Over the Counter Cash Withdrawal Fee at a financial institution (also referred to as the "OTC Withdrawal Fee") $2.50 per withdrawal, plus the Foreign Transaction Surcharge, if applicable.
Over-the-Counter Cash Withdrawal Fee at a NetSpend Reload Network location (also referred to as the "OTC Withdrawal Fee – Reload Network") Fee may be assessed by reload location and may vary from location to location. Service not available in all reload locations.
ATM Cash Withdrawal Fee - Domestic $2.50 per withdrawal, plus ATM owner fees, if any.
ATM Cash Withdrawal Fee - International $4.95 per withdrawal, plus the Foreign Transaction Surcharge, and ATM owner fees, if any.
Foreign Transaction Surcharge 3.5% of the U.S. Dollar amount of the cash withdrawal
ATM Transaction Decline Fee - Domestic $1.00 each
ATM Transaction Decline Fee - International $1.00 each
Tip to avoid ATM fees:Select "DEBIT" and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.
Add Money To Your Account:
Direct Deposit No Fee
Cash Value Load Fee – NetSpend Reload Network Location Fee may be assessed by reload location and may vary from location to location.
Bank Transfer Fee Visit your online Account Center to learn how to transfer funds to your Card from another bank account using a bank debit card or account number. Fees are determined and may be charged to the transferor's bank account by the originating bank.
Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider.
Account-to-Account Transfer Fee - website No fee
Account-to-Account Transfer Fee - CS agent $4.95 per transfer through a Customer Service (CS) agent, assessed when processed
Check Your Balance:
Balance Inquiry Fee – Online Account Center No Fee
Balance Inquiry Fee – Email or Text Message No fee; standard text message or data rates may apply
Balance Inquiry Fee – Telephone Automated Service $0.50 each
Balance Inquiry Fee – Telephone CS Agent $0.50 each per inquiry conducted through a Customer Service (CS) Agent
Balance Inquiry Fee – ATM Domestic $0.50 each, plus ATM owner fees, if any
Balance Inquiry Fee – ATM International $0.50 each, plus ATM owner fees, if any
Manage Your Account:
Check Request Fee $5.95 each
Additional Statement Mailing Fee $5.95 each (per statement request)
Additional Card Fee $9.95 each
Replacement Card Fee $9.95 per lost, stolen, or damaged card replaced
Card Delivery Fee - 7-10 Business Days No fee
Card Delivery Fee - 3 Business Days $20.00, assessed when processed (Charged in addition to the Additional Card Fee or Replacement Card Fee)
Card Delivery Fee - 1-2 Business Days $25.00, assessed when processed (Charged in addition to the Additional Card Fee or Replacement Card Fee)
Account Maintenance Fee (also referred to as the "Account Inactivity Fee") $5.95 per month (Fee applies if Card Account has not had any activity, that is, no purchases; no cash withdrawals; no load transactions; or no Balance Inquiry Fee for ninety (90) days.) If enrolled in the Monthly Fee Plan or Preferred Fee Plan and your Card Account has had no activity as described above, this fee applies instead of the Plan Fee.
Overdraft Protection Service Fee (This optional service has Cardholder activation and eligibility requirements.) $15.00 per Overdraft occurrence (maximum of three (3) fees per calendar month).
Make Payments:
Bill Payment Fee In addition to the one (1) or more no-cost bill payment methods made available through third-party service providers, you can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, and the applicable fees in your online Account Center. Fees are determined and assessed by third-party service providers.
ACH Debit/Preauthorized Payment Transaction Decline Fee $1.00 for each such declined transaction.
Stop Payment Fee for ACH Debit/Preauthorized Payment Transactions $10.00 each
Optional Features:
Custom Card Fee $4.95 per custom card, if available.

Add Money

Adding money to your Brink's Prepaid MasterCard is convenient and safe. Visit one of the over 130,000 NetSpend Reload locations, transfer money from another bank account, or get paid up to 2 days faster with free Direct Deposit4.


Direct Deposit your paycheck for the fastest access to your money


  •  Get paid up to 2 days faster4
  •  Save Time – Don't wait in line to cash your check
  •  Save Money – Don't pay fees to cash your checks
  •  It's free to enroll

Upgrade your Brink's Card

Direct deposit more than $500 you are eligible for an upgrade to our best level of service: Just $5 a month (compared to $9.95) for unlimited purchase transactions!* Plus, you get access to our best features.


Convenient ways to Transfer Money

You can add money to your Brink's Card from an existing bank account, a PayPal account, or from another Brink's Card. Find out how.


Nearby Reload Locations

Take cash to any of reload locations in the NetSpend Reload Network. With over 130,000 Reload Locations, there will always be a location wherever you are, whenever you need it.


Learn More About Reloads


Your money is available wherever you are, whenever you need it.


Wherever you are, so are we.

Use your Brink's Prepaid MasterCard to shop online, in stores, on the phone… basically wherever Debit MasterCard is accepted! Plus, send money to friends and family safely and quickly, or pay your bills online.


Accepted wherever Debit MasterCard is accepted

You can use your Brink's Prepaid MasterCard to pay for just about anything. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Prepaid Card is there for you.


Transfer Money to Friends and Family

Do your friends or family have a Brink's Prepaid Card? Well then transferring money to them is fast and easy!2

Learn more >

Pay Your Bills

Conveniently pay your bills* over the phone using your Brink's Prepaid MasterCard, or take advantage of the bill payment services in the Online Account Center.


Refill Your Mobile Phone

Add minutes to virtually any prepaid mobile phone directly from your Brink's Prepaid MasterCard Card Account. It only takes a few clicks, plus you'll get $1 back* every time you add $25 or more to your Card Account!


Learn More About Mobile Refills


Get the Most Out of Your Brink's Prepaid MasterCard.


Get More

Open a Brink's Prepaid MasterCard to get the peace of mind you deserve. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, friends, family and everyday life!

Get Upgraded

Start by upgrading your Card Account. Direct Deposit $500 or more to your Card Account in a calendar month. As soon as you do, you are eligible for our Preferred Account (just $5 per month for unlimited transactions compared to $9.95)*, plus you get:

  •  Covered when you're a little short with our $10 Purchase Cushion3
  •  Access to a Savings Account with a 5.00% APY

Plus, your money will arrive in your account up to 2 days faster4 when it is directly deposited.

Learn More >

Get Rewarded

Use your card in everyday places and earn money back to your card.5